Prime Coastal Funding connects savvy real estate investors with high-income Florida waterfront rental properties — financed with speed, precision, and white-glove service.
Prime Coastal Funding is a premier mortgage brokerage specializing in investment financing for Florida's luxury waterfront rental market. We deliver institutional-grade financing directly to individual investors — structured around property income, not personal tax returns.
Qualify using rental income, not W-2s or tax returns.
Close in as few as 6 business days.
Borrow in the name of your LLC to protect personal assets.
No cap on the number of properties you can finance.
A full suite of investor financing solutions tailored for Florida's luxury waterfront and coastal rental markets.
Buy Florida waterfront rental properties using the property's debt service coverage ratio — no tax returns, no W-2s, no hassle.
Most PopularAccess unlimited equity from existing investment properties to fund renovations, acquisitions, or portfolio expansion.
Unlimited Cash-OutFinance Airbnb and VRBO properties along Florida's coast using projected short-term rental income.
Airbnb-FriendlyFinance luxury beachfront mansions and high-end multifamily properties with jumbo DSCR loans up to $20 million.
Up to $20MSecure a more competitive rate or better loan structure on your existing Florida investment property.
Better TermsBorrow in the name of your LLC, LP, or revocable trust — protecting personal assets while scaling your portfolio.
Asset ProtectionFrom the Emerald Coast to the Gold Coast, we finance investment properties across Florida's highest-income waterfront corridors.
Not in Florida? We finance investment properties in all 50 states. Contact us to discuss your market.
"Chadlor walked me through every step of my DSCR loan for a Destin beachfront property. We closed in 11 days and the property immediately started generating $9,200 per month. Prime Coastal Funding changed my financial future."
"As a self-employed investor, traditional banks kept turning me down. Prime Coastal Funding got me approved for two Naples condos in the same week — both financed through my LLC. Chadlor is absolutely the best."
"I did a cash-out refinance on my Key West vacation rental — no tax returns, no red tape. Used the equity to acquire two more properties. My portfolio has tripled in 18 months thanks to Chadlor's expertise."
Straightforward answers about DSCR loans, Florida investment properties, and how Prime Coastal Funding works.
Ask a QuestionChadlor Leon Coggin has a deep passion for Florida's coastal real estate market. He has helped dozens of investors break free from the limitations of traditional bank financing and build wealth through high-income waterfront rental properties.
Whether you're a first-time investor exploring Florida's Emerald Coast or an experienced portfolio builder expanding across multiple markets, Chadlor will structure a financing solution tailored precisely to your investment goals.
info@primecoastalfunding.com
Responses within 1 business day2461 D'Iberville Dr N
Mobile, Alabama 36695Chadlor Leon Coggin
Disclaimer: Prime Coastal Funding is a licensed mortgage broker. All loans are subject to credit approval. Rates, terms, and availability vary based on borrower qualifications and market conditions. This is not a commitment to lend.
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